📋 Eligibility Criteria

✅ Standard Eligibility

• Minimum 2 year business vintage required

• CIBIL score 685 and above

• Minimum banking turnover 40 lakh

Loan Amount: Up to ₹2 Crore

⚠️ Limited Eligibility

• Business vintage less than 2 year

Maximum Loan: ₹8 lakh only

Hybrid Loan | Term Loan + Credit Line Facility India | PaisaPort Finance

PaisaPort Finance

Hybrid Available with: IDFC Bank Kotak Bank Bajaj Finance Aditya Birla Tata Capital Godrej Capital L&T Finance Poonawalla Fincorp

Hybrid Loan

Flexi Hybrid Loan combines a term loan with a flexible credit line. You get a limit but withdraw as needed; interest is only on the utilized amount. EMIs are structured; you may opt for interest-only initially, followed by interest+principal later, helping manage cashflows.

Interest Rate & Features

Interest Rate: 17% to 22% per annum
Depends on: CIBIL score, turnover & loan eligibility
Flexibility: Term loan + Credit line combined
EMI: Interest-only option initially

Available at Leading Banks & NBFCs

Get your Hybrid Loan from these trusted financial institutions

Kotak
Mahindra Bank

IDFC
First Bank

Bajaj
Finance

Aditya Birla
Capital

Tata
Capital

L&T
Finance

Godrej
Capital

Poonawalla
Fincorp

Best of both - Term + Overdraft

Interest-only EMI option

Quick approval from multiple lenders

Top Features

Withdraw and repay within the sanctioned limit
Interest-only option initially
Easy prepayment options (as per lender policy)
Online tracking with many lenders
Suitable for varying needs and ticket sizes

Documentation — Proprietorship / Private Limited / Partnership

🆔 KYC Documents

Aadhar Card
PAN Card
Owner Photo
Bank Statement (1 Year)
Electricity Bill (Address proof)

🏢 Business KYC

GST Certificate (if applicable)
Shop & Establishment License
Trade License
Udyam Registration (MSME)
Partnership Deed / MOA & AOA (if applicable)

💰 Financial Documents (for loans >₹30L)

GST 3B Returns (6 months)
ITR with P&L and Balance Sheet (2 years)
CA Certified Financials
Current Account Statement (12-24 months)

Apply Now — Hybrid Loan

Fill this quick form — we’ll call you shortly.

Full Name* Mobile* (10-digit) Email City* State* Pincode* Business Vintage* Annual Turnover* GST Registered?* Hybrid Loan Amount* Purpose

📎 Document Upload (Optional - Speeds up processing)

1. Aadhar Card 2. PAN Card 3. GST Certificate 4. Owner Photo 5. Bank Statement (1 Year) 6. Electricity Bill I consent to be contacted by phone/WhatsApp/SMS/email for loan processing and agree to share my information with banking partners.

We’ll never share your details.